Beware with Debt


Many people think that loans can be a form of debt finance solutions. However, uncontrolled debt can derail your efforts to live according to your income.

Certain types of debts can be an asset. For example the long-term debt for the purchase of assets such as houses continue to increase in value can be useful. In contrast, credit card debt used to finance day-to-day lives can be disastrous. Hold to the principle not to pay even a dollar of interest expense or credit card. It is a credit card can ease your life, but always be careful when using it. (more…)


Calculate the Value of Investments Based on Time


In the previous article we talked about the results obtained on the basis of interest. In this article I will explain the results obtained by the period of time.

Combine Time and Frequency

The examples above assume you make an investment only once (lump sum), where you put the money just once, and silenced for years, until 50 or 100 years. (more…)


Calculate the Growth of Investment Funds (2)


Compound interest

In past articles we have discussed about simple interest, now I will continue with a discussion about investment with compound interest method.

Compound Interests
The concept of compounding interests is a concept in which the interest you earn will be added to your principal, so that the interest earned in the next year will be even greater. Just like a snowball rolling from the top of the hill of snow. Further down the larger.

Now we’re back to use the example of money $ 1 million earlier. When you open a deposit worth $ 1 million with a 12 percent interest per year, the balance of your investment at each end of the year are as follows: (more…)


  • Partner links


  • SEO Powered by Platinum SEO from Techblissonline