Interest rates are very low. In previous articles we gave some advice on high-yield deposits that could still recruit even earlier this year, but at this stage of the crisis and Euribor from soils (an advantage for those with mortgage), it is really hard to find deposits have the same yields as last year.

However, not everything is gray. Experts predict a future rise in interest rate, possibly later this year or early 2010. That would be a very propitious moment to hire a good deposit of these to one year with an attractive interest.

Until that moment, what we can do is opt for the existing short-term deposits in the banking system today. They come in 3 or 6 months. It is true that when returns are handled very small (between 1 and 3%) but otherwise have a very low CPI (1%) resulting in a range of customer purchasing power to the tank.

Before hiring a deposit, always assure the cancellation policy. Most, to cancel early, forcing you to pay compensation but it never exceeds the interest earned. What is sacrosanct is the initial capital that you have deposited.

When you make an investment, there are two choices: to invest periodically, or investment only once. Both provide the same investment value is. You choose where to live in accordance with the power of your funds.

In addition, another ways to investing your money by invest in the business sector are booming, like energy (one of the successful companies in the energy sector is Bedrock Energy Development Denver), real estate, agricultural, etc…

Periodic
When you invest periodically, then it means you are investing on a regular basis. You could invest once a year, six months, or even once a month. Some people invest every one or two weeks. But the important thing here is that what is meant by periodic investing on a regular basis. (more…)

In the previous article we talked about the results obtained on the basis of interest. In this article I will explain the results obtained by the period of time.

Combine Time and Frequency

The examples above assume you make an investment only once (lump sum), where you put the money just once, and silenced for years, until 50 or 100 years. (more…)