One of the questions are also quite often go on we are about the excessive spending habits. To the extent referred to as a  shop hobby, because it was so happy shopping. Usually, this is done on impulse or without planning, a desire to buy arises only because they saw the price was a discount, or because the packaging attractive.

No regrets rarely appears later when already be thinking rationally again. Why spend the money to buy this or that that was not too much too useful at home? Or there is the newly realized after seeing the row of clothes that have not been used in the closet, books that are still wrapped in plastic on a bookshelf or kitchen equipment that is still wrapped in cardboard and used only once.

1. Distinguish between needs and wants
To distinguish objects which are the needs and desires which are not difficult. But, the more common is the desire to stick to the needs, so we assume that all the needs. Buy new shoes might become necessary when our old shoes worn. But, buying a certain brand of shoes no longer need but a desire.

2. Cash is the limit
Why we can have excessive spending habits? There are two causes. First, because we have desires that are difficult to control when he saw certain things. And second, because we have a chance to fulfill that desire. Because we have the money or the means to buy debt.

So, if we are still difficult to limit the desire, try to limit his chances. Restrict brought cash, get used to only carry a debit card only when shopping, and use credit cards only for emergencies only.

3. Change shopping habits become productive spending
At some level, the satisfaction gained when excessive spending is not satisfying to have something, but the satisfaction of being able to buy something. Satisfaction occurs not when using the stuff, but when I bought it.

To be able to remain in compliance with the desire to buy but do not be extravagant, try to shift their purchases into something more productive or durable. Instead of buying clothes that cost clearly falls, better spending the price of gold jewelry can be stable even up. Instead of buying equipment that turned out to homes very rarely used, better to buy mutual funds, purchase deposits, or shares a clear benefit for the investment.

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